888-843-8326 When a disaster happens, the aftermath can be as bad as the storm. You may be left with severe damage or even an uninhabitable home. Our Charlotte hurricane damage lawyers are here to help you pursue the compensation you need to rebuild.
With over 200,000 clients served, the Charlotte personal injury lawyers at CR Legal Team bring years of experience to every case we take on. Reach out today to schedule a free consultation.
How Can Our Hurricane Damage Attorneys in Charlotte Help With Your Claim?
The stress of a hurricane can make it easy to feel overwhelmed by the insurance process. There is complicated paperwork, and you’ll need to be able to prove the damage and its cause. You may also end up getting lowball offers from insurers that don’t cover anywhere near all of the damage. Our Legal Team will step in to handle the entire process.
We can:
- Gather evidence of the damage.
- Gather proof of the costs of repairs or replacements.
- File all necessary paperwork, ensuring it contains all needed documentation and is filed within any legal deadlines.
- Handle all communication with insurance adjusters.
- Negotiate on your behalf.
- Offer advice on any offers you receive.
- Handle any appeals for a denied claim.
- Represent you in court, if necessary.
Our Charlotte hurricane damage attorneys practice Whole–Person Legal Care™. We will treat you with the compassion you deserve and your case with the dedication it needs. Our testimonials speak to our commitment to our clients:
- “Excellent service- staff and attorneys handle cases with great care! Always available to talk with you and answer questions you might have!” -William B.
- “They were kind, steadfast, and confident, which in turn gave me the confidence to fight as they took some of the weight off my shoulders.” -Olive G.
- “They were honest about everything and took such good care of me when I felt vulnerable. I cannot recommend CR Legal Team enough!!!” -Janine R.
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Injured? Talk to a lawyer for free.
Contact CR Legal Team now and let us Stand Up for the recovery you deserve.
Call 888-843-8326Why Are Hurricane Damage Claims So Complicated?
Typically, hurricane damage claims in Charlotte are handled by two different types of insurance policies. These are:
Homeowners Insurance for Wind Damage
The high winds of a hurricane can cause severe damage to structures. A standard homeowners’ insurance policy typically covers wind damage. Covered damage can include:
- Structural and roof damage: Wall and roof damage, as well as shingle replacement.
- Tree fall damage: If a tree fell on your property and caused damage to your house.
- Siding and window damage: Torn siding, shattered windows, and similar damage.
- Out–of–pocket living expenses: House repairs can take a significant amount of time and leave your home uninhabitable. If this is the case, lodging and food costs may be covered under your policy.
Flood Insurance for Flood Damage
Flood damage is complex. Most flooding/rising water damage is not covered under a standard homeowners policy, so the damage costs may not be recoverable unless you have separate flood insurance.
Flood insurance can cover:
- Flooding: Damage from surface water entering the home.
- Saturation: Foundation or structural issues caused by soil saturation.
Flood damage can have long-term effects on both the structural integrity of your home as well as your health. Because of this, having insurance that covers flood damage can be vital.
Why Would Hurricane Damage Claims Get Denied in Charlotte?
Insurance claims can be denied for a variety of reasons. As mentioned above, the claims need to be under the correct insurance policy. Additional reasons that your hurricane damage claim may be denied include:
- Lack of documentation: You must be able to prove that the damage occurred and that it did not exist before the storm. Time-stamped photos, repair estimates, and receipts are all important forms of documentation.
- Missed filing deadline: Your insurance policy will list a specific deadline for when claims must be submitted after damage occurs. Missing this deadline may result in you being barred from recovering compensation.
- Disputed claim: Insurers may argue that the storm did not cause the damage.
In addition to an outright denied claim, you may also receive an insurance adjuster’s appraisal that does not meet the actual damage costs. This can include a lowball estimate of repair costs. Our Legal Team will fight back against these tactics.
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Our Personal Injury Lawyers in Charlotte are ready to help.
Contact CR Legal Team now and let us Stand Up for the recovery you deserve.
Call 888-843-8326Important Steps for You to Take After a Hurricane in Charlotte
After a hurricane, when possible to do so, there are a few important steps you can take to help protect your insurance claim. Before taking these steps, always prioritize safety. If your home seems structurally unsound or there is the possibility of a gas leak, do not enter the premises until it has been deemed safe.
Helpful steps include:
- Carefully documenting the damage: Take photos and video of the damage. Try to get multiple angles.
- Keeping all receipts and paperwork: This includes records of hotel and food costs while you are unable to be at home.
- Making temporary repairs where possible: For example, set up tarps over broken windows.
- Contacting insurers promptly: This ensures that there is an official record if an insurer disputes that you filed on time.
- Contacting a hurricane damage lawyer in Charlotte: Your lawyer can communicate with adjusters and handle paperwork, so you can focus on everything else that needs to be done.
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Find out what your case is worth in Charlotte.
Contact CR Legal Team now and let us Stand Up for the recovery you deserve.
Call 888-843-8326Good News: CR Legal Team Is Here to Help After Hurricane Damage in Charlotte
When your home is damaged, it’s easy to feel at a loss for what to do next. Our Legal Team is here to help you pursue the compensation you need to rebuild and get back home. We will fight for a fair settlement.
Reach out to CR Legal Team today to get started on your hurricane damage case with a free consultation. We Stand Up For You®.
