A car accident can leave you with serious injuries and the medical expenses that go with them. You can file a claim with the at-fault driver’s insurance company and recover compensation for present and future medical bills, lost wages, and other damages.
But what if the other driver doesn’t have car insurance? You still have an avenue for recovering compensation through your own policy’s Uninsured/Underinsured Motorist coverage. Our uninsured motorist accident lawyers in Greensboro are here to help you through the process.
At CR Legal Team, We Stand Up For You®. We’ve recovered billions of dollars in awards and settlements for injured accident victims. Call today to schedule your free consultation and learn how our Greensboro car accident lawyers can help with your case.
How Our Greensboro Attorneys Can Help
You can file a claim with your insurance provider to get the compensation you need when you are in an accident with an uninsured motorist, but talk to us first. It’s easy to believe your insurance company will look out for your best interests, but it’s not always the case.
Insurers often seek ways to protect their bottom lines and limit payouts. They may attempt to underpay you by offering a low settlement, or they may deny your claim. Insurance companies aren’t always on your side, even when you pay them an annual premium.
Our personal injury attorneys in Greensboro, NC, will file your claim and deal with your insurance company to make sure you are treated fairly. We’ll calculate your maximum compensation and negotiate for a fair settlement that completely covers your damages.
How Does Uninsured Motorist Coverage Work?
Uninsured motorist coverage protects you when a driver without insurance causes an accident that injures you or damages your vehicle. It is part of your insurance policy and offers a financial safety net so you won’t have to pay for someone else’s mistake.
After your crash, you file a claim with your own insurance provider. Your insurer will investigate the accident and determine compensation based on your policy limits.
This can cover your economic damages, such as medical bills and lost wages, and sometimes non-economic damages like pain and suffering. Uninsured motorist coverage can also cover hit-and-run accidents when the responsible driver can’t be identified.
What Are North Carolina’s Uninsured Motorist Insurance Requirements?
In North Carolina, all drivers must carry uninsured motorist coverage as part of their auto insurance policy. The required coverage matches the state’s minimum insurance requirements. The law requires at least:
- Bodily injury: $50,000 per person / $100,000 two or more people
- Property Damage: $50,000 per accident
North Carolina requires underinsured motorist coverage for policies with higher liability limits, which helps when the other driver’s insurance is not enough to cover your losses. Our uninsured motorist accident lawyers in Greensboro can review your policy and explain your options.
Click to contact our Car Accident Lawyers in Greensboro today.
What Is Underinsured Motorist Coverage?
Underinsured motorist coverage protects you when the driver who causes your accident has insurance, but not enough to cover all your losses. It helps cover your damages so you are not left paying out of pocket because another driver had little insurance.
The at-fault driver’s insurance pays up to their policy limits before your underinsured motorist coverage applies. In North Carolina, underinsured motorist coverage is automatically included when you purchase higher liability limits on your auto policy.
Complete a Free Case Evaluation form now.
What Compensation Can You Get From Uninsured/Underinsured Motorist Insurance?
Typically, you can receive the same types of compensation from uninsured and underinsured motorist coverage as you would from another driver’s policy. Our Greensboro motorist uninsured accident lawyers will assess your damages to understand what you are owed.
Just like when we file a claim with an at-fault driver’s insurance, our goal will be to recover maximum compensation from your insurer. Depending on the circumstances of your accident, we may seek compensation for:
- Medical costs such as emergency care, hospital stays, doctor visits, and testing
- Future medical needs like physical and occupational therapy, surgery, and prescription medications
- Lost wages and other compensation you missed because you were unable to work after the accident.
- The cost to repair your damaged vehicle
- Out–of–pocket expenses for services you needed due to your injury
- Non–economic damages such as loss of enjoyment of life, pain and suffering, and emotional distress
Reach Out to Our Uninsured Motorist Accident Attorneys in Greensboro
You can’t legally drive a car in North Carolina without auto insurance. Unfortunately, people do it anyway. If one of those people crashes into you and causes injuries, you’ll need to figure out how to get the compensation you need in some other way.
Our uninsured motorists accident attorneys in Greensboro can help you file your claim with your insurance provider and make sure you are treated fairly. We work to get you the compensation you need to cover your damages and move on with your life.
CR Legal Team has served more than 200,000 clients over the past 36 years, and our Team has over 100 years of combined legal experience. Call today for your free consultation and tell us about your car accident case.
